CA2243041A1 - Computer-aided prepaid transmittal charge billing system - Google Patents

Computer-aided prepaid transmittal charge billing system Download PDF

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Publication number
CA2243041A1
CA2243041A1 CA002243041A CA2243041A CA2243041A1 CA 2243041 A1 CA2243041 A1 CA 2243041A1 CA 002243041 A CA002243041 A CA 002243041A CA 2243041 A CA2243041 A CA 2243041A CA 2243041 A1 CA2243041 A1 CA 2243041A1
Authority
CA
Canada
Prior art keywords
directing
invoice
computer
transmittal
debtor
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
CA002243041A
Other languages
French (fr)
Inventor
Jorge Comesanas
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to US08/585,117 priority Critical patent/US5802498A/en
Application filed by Individual filed Critical Individual
Priority to CA002243041A priority patent/CA2243041A1/en
Priority to PCT/US1998/018049 priority patent/WO2000013117A1/en
Priority to AU92130/98A priority patent/AU9213098A/en
Publication of CA2243041A1 publication Critical patent/CA2243041A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07BTICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00Franking apparatus
    • G07B17/00459Details relating to mailpieces in a franking system
    • G07B17/00508Printing or attaching on mailpieces
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/04Billing or invoicing
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07BTICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00Franking apparatus
    • G07B17/00459Details relating to mailpieces in a franking system
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07BTICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00Franking apparatus
    • G07B17/00185Details internally of apparatus in a franking system, e.g. franking machine at customer or apparatus at post office
    • G07B17/00362Calculation or computing within apparatus, e.g. calculation of postage value
    • G07B2017/0037Calculation of postage value
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07BTICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00Franking apparatus
    • G07B17/00459Details relating to mailpieces in a franking system
    • G07B17/00467Transporting mailpieces
    • G07B2017/00483Batch processing of mailpieces
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07BTICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00Franking apparatus
    • G07B17/00459Details relating to mailpieces in a franking system
    • G07B17/00508Printing or attaching on mailpieces
    • G07B2017/00572Details of printed item
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07BTICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B17/00Franking apparatus
    • G07B17/00459Details relating to mailpieces in a franking system
    • G07B17/00508Printing or attaching on mailpieces
    • G07B2017/00572Details of printed item
    • G07B2017/00596Printing of address

Abstract

This invention relates to computer programs, specifically to computer software which directs the printing of customer invoices to include current billing information and transmittal charges for a pre-paid return envelope which the customer will receive with the invoice for use in return of the invoice payment and which also directs collation or assembly of the pre-paid return envelope, the invoice, and the shipping envelope in which the invoice and pre-paid return envelope will be sent to the customer. Applications include, but are not limited to, use by banking institutions and credit card companies.

Description

Patent Application of Jorge Comesanas for Camputer-Aided Prepaid Transmittal Charge Billing System i3ACKGROUND - Ri-l D OF INVEN~lON
This invention relates to computer p,oS~ns specificaiiy to computer soft~vare which directs the printing of customer invoices to include cwrent billin~ informabon and al charges for a pre-paid retum envelope which the customer v~lill receive with the invoice for use in retum of the invoice payment and which also directs cdlation or asselllbly of the pre-paid retum envelope. the invoice and the shipping envelope in which the invoice and pre-paid retum envelope v~ill be sent to the customer. ApF-?ti~sinclude. but are not lirnited to use by banking institutions and credit card companies.

i3ACKGROUND - DESCRI~ION OF PRIOR AFiT
it is v~/eil knov~/n for individuals companies and na~profit c~por~ons desiring return correspondence to include a seif-acJclressed retum envelope in the shipping envelope used to send the originai c~le~a~dence. 7rampt retum carespa~dence may be enhanced by er,clos ng a pre-paid return envelope in the shipping envelope. ~he entity desiring return cu"t:s~Jence may affix a stamp a a n,et~reJ maii label to the pre-paid envelope. When a pre-paid envelope has a stamp on it whether or not the envelope is used the entity desiring the retwn cu"esp~ ,dence has had to incw the cost of the retum 31 charge. h the event that a ",el~ed maii label is used. the entity v~l oniy incur the cost of the return ~ l charge if the return envelope is used. ~r way. the entity incurs return D~litlal charges. which might otherwise be passed aiang to the recipient of the correspondence. It is not known to have a cornputer sofh~vare billing system which directs the printin~ of customer invoices to include current billin~ inf~",~bon and transmittal charges for a pre-paid retum envelope which the customer will receive with the invoice for use in retum of an invoice payment and which also directs cdlation or asseil,bly of the pre-paid return envelope. the invoics, and the shippin~ envelope in which the invoice and pre-paid return envelope will be sent to the custorner.

SUMMA~Y OF INVENrlON - OE~JECTS AND ADVANrAGES
It is the primary object of this invention to pro\Uide a computer so~tware billin~
system which directs the printing of customer invoices to include cwrent billing information and transmittal charges for a pre-paid retum envelope which the customer will receive v~ the invoice for use in retum of the invoice payment It is a sPcondafy object of this invention to provide a computer soft~vare biUin~ system which aJso directs cGUdoon or asse",bly of the pre-paid retum envelope, the invoice, and the shippin~ envelope in which the invoice and the pre-paid retum envelope wiU be sent to a custorner. A further object of this invention is to provide a computer software biUin~ system for busnesses which offers a bme saving service to its c~t~"er~ in the form of a pre-paid retum envelope to save each customer the bme it wouW take to procwe and place a stamp on the retumenvelope. It is also an dbject of this invenbon to provide a means by which banking insbtubons and credit card companies may ~xre~hQ the retum of invoice payments.
As descnbed herein, properly manufactured and used, the present invention would provide an automated, computer-directed means by which bankin~ insbtubons and credit card companies may attempt to expedite the retum of invoice payments. With transmittal charges already affixed to the retum envelope, a customer does not haNe to delay retum of an invoice payment for want of a stamp. As a secondary advanta~e the present invenbon would provide a service for the customer by providing the customer with a pre-paid retum envelope for each invoice payment The present invenbon would provide a computer-aided billing system which directs a printer to print the current billing information for a customer onto an invoice. Then the computer would direct a pog~e met~ri"g device to print transmittal charges onto the invoice for a pre-paid retum envelope ulhich the customer v~ill receive v~lith the invoice for use in retum of the invoice payment ~ter compiling the invoicing information. the computer v~ould direct printers to address the pre-paid return envelope and the shippin~ envelope in which the inwice and pre-paid retum envelope v~/ill be sent to the customer. and direct a p9~9 ",e~ring machine to affix transmittal charges onto the pre-paid retum envelope either printed directly onto the return envelope or by use of label. hnaUy the canputer would direct coU~b~ a assembly of the pre-paid return envelope the shipping envelope and the inwice for transmittal to the customer.
The descn~.ti~ herein pro~ides pref~r,ed embodiments of the present invention but should not be construed as limiting the scope of the computer-aided billing system invention. V~i~bons in the ~specb~e order of some bilGn~ system steps the time taken to perfam each of the steps and the addition of other non-critical steps between each of the billing system steps in the present invention other than those shov~m and described herein may be inc~,ord~d into the present invention. Thus the scope of the present invention should be detemmined by the ~ endecl clairns and their legal equivalents. rather than the examples given.

BRIEF DESCRI~ION OF THE DRAV\IlNGS
The sde drawing in this application is a ~owchart which identifies the sequence of operdtions which the invenbon must perform.

DETAILED DESCRI~ION OF f1~ U~l ~Lu EMBODIMENl~
As shov~m in the flou/chart accu",panying this applicabon. the present invenbon provides an automated computer-directed means by which banWn~ insbtubons and credit card companies may attempt to expedite the return of invoice payments. At the same bme the present invention provides a service for c~t~ne,~ by providing the customer with a bme saving pre-paid envelope for return of an invoice payment h the pr~f~lled embodiment, after the computer software billing system is properly loaded into the computer memay and eYAcu~d. in the p,efe"ed embodiment of the present invention,the computer would access a ddl~hA~e containing debtar account informabon. Then after reviewing infamabon present~d for the first debta ~count, the camputer would decide whether a payment was required for that debta, and, if so, generate an invoice for the first debtor account so that the creditor's address is in a cansolidated posibon on the invoice for use with a retum envelope having a window and so that the debtor's current address is also in a cansolidated posibon an the invoice for use wi~ a shipping enve!ope having a window. The camputer would then detemmine fram the informatian in the dflt~h~:p whether ar not the first debta has signed an agreement to pay transmittal charges AC50f~-~t' .,1 viith a retum envelope. If the debta has signed such an ~,~ei"ent.
the transmittal charges vl/ould be added to the invoice. The camputer would then direct a printer to print an invoice fa the first debta. h a secand embodiment of the present invention (not shown), it is c~t~ ;l.Jt~d fa a credita have the opban to eliminate the step of prinbng a paper copy of the invoice when the invoice infarmabon is electronically transmitted to the debta.
Transmittal of the invoice to each debta is c~l~e")plat~-J in tvvo ways. h toda~s business en\,iroru"enl a shippin~ envelape is roubnely required. However, in the future, it is c~templat~d fa transmittal of invoices and invoice payments to be accamplished electranically and fa the e~btence of transmittal charges for such electranic transmittal.
Should en~lopes be required, the camputer wil determine whether an.address is needed for either the shipping envelope a the pre-paid retum envelape. H acld _~s are required, the camputer wiU direct a printer to print the credita's address an the pre-paid retum envelope and the debta's current address an the shipping envelope. It is not cribcal to the present invention which envelope is printed hrst. The computer will then direct a postage metering device to print transmittal charges onto the shipping envelope and onto the return envelope as needed. Again, it is not critlcal to the present invenbon which envelope is printed hrst. The computer-aided billing system will then have the computer direct the collation or assembly of the pre-paid return envelope, the shipping envelope, and the invoice for transmittal to the customer. This process is repeated for each successive debtor in the database. As the operating speeds of printers and postage metering devices are variable, the order of the steps included herein may be varied to the extent necessary to maximize the efhciency of each printer and each postage metering device used by a creditor v~ithout departing from the fundamental aspects of the present invention.

4(a)

Claims (7)

1. A computer-aided method for preparing at least one invoice having account information and appropriate transmittal charges, at least one shipping envelope, and at least one pre-paid return envelope and collation thereof, said computer-aided method comprising the steps of providing a computer program for preparing and collating invoices with pre-paid transmittal charges, shipping envelopes, and pre-paid return envelopes, at least one computer database with debtor account information, at least one computer having adequate memory for executing said computer program and for storing said database, at least one printer interfaced with said computer, and at least one postage metering device interfaced with said computer; loading said computer program into one of said computers; executing said program: said computer program directing one of said computer to access one of said databases; one of said computers reading information in a first debtor's account in one of said databases: one of said computers generating an invoice for said first debtor's account: one of said computers determining whether said first debtor signed an agreement to pay transmittal charges for a pre-paid return envelope and if signed, adding said transmittal charges to said invoice; one of said computers determining whether envelopes are required for transmittal of said invoice for said first debtor's account and directing said printers and said postage metering devices to prepare said envelopes when required; transmitting said account information to said first debtor;
and repeating the above-mentioned steps of reading information, generating an invoice, determining whether an agreement was signed, determining whether envelopes are required, and transmitting said account information for each next debtor in said database until all debtor account information in said database has been read and corresponding invoices generated by said program.
2. The computer-aided method of claim 1 further comprising a step of directing one of said printers to print a paper copy of said invoice said step of directing said printer to print a paper copy of said invoice to follow said step of determining whether said agreement was signed.
3. The computer-aided method of claim 2 further comprising a step of directing one of said printers to print addresses on said envelopes, said step of directing one of said printers to print addresses to follow said step of directing one of said printers to print a paper copy of said invoice.
4. The computer-aided method of claim 3 further comprising a step of directing one of said postage metering devices to affix transmittal charges on said envelopes. said step of directing one of said postage metering devices to print transmittal charges to follow said step of directing one of said printers to print addresses on said envelopes.
5. The computer-aided method of claim 4 further comprising a step of one of said computers directing collation of said invoices and said envelopes.
6. A computer program the steps directing a computer to access a database containing debtor account information; directing said computer to read said debtor account information for each successive debtor in said database; compiling current billing information from said debtor account information for each of said debtors; directing a printer to print said current billing information onto an invoice for each of said debtors;
determining whether each of said debtors has signed an agreement to pay transmittal charges for a pre-paid return envelope and if such an agreement was signed directing said printer to print transmittal charges for a pre-paid return envelope onto said invoice;
directing said printer to address said pre-paid return envelope; directing said printer to address a shipping envelope in which said invoice and said pre-paid return envelope will be sent to said debtor; directing a postage metering machine to affix proper transmittal charges to said shipping envelope; directing a postage metering machine to affix proper transmittal charges to said pre-paid return envelope; and directing assembly of said pre-paid envelope said shipping envelope and said invoice for transmittal to the debtor.
7. A computer program comprising the steps of directing a computer to access a database containing debtor account information; directing said computer to read said debtor account information for each successive debtor in said database: compiling current billing information from said debtor account information for each of said debtors; directing a printer to print said current billing information onto an invoice for each of said debtors;
determining whether each of said debtors has signed an agreement to pay transmittal charges for a pre-paid return envelope and if such an agreement was signed directing said printer to print transmittal charges for a pre-paid return envelope onto said invoice;
directing a computer to compile current billing information for a customer; directing a printer to print said current billing information onto an invoice; directing a printer to print transmittal charges for a pre-paid return envelope onto said invoice; and transmitting each of said invoices to each of said debtor by electronic transmitting means.
CA002243041A 1996-01-11 1998-07-14 Computer-aided prepaid transmittal charge billing system Abandoned CA2243041A1 (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
US08/585,117 US5802498A (en) 1996-01-11 1996-01-11 Computer-aided prepaid transmittal charge billing system
CA002243041A CA2243041A1 (en) 1996-01-11 1998-07-14 Computer-aided prepaid transmittal charge billing system
PCT/US1998/018049 WO2000013117A1 (en) 1996-01-11 1998-08-31 Computer-aided prepaid transmittal charge billing system
AU92130/98A AU9213098A (en) 1996-01-11 1998-08-31 Computer-aided prepaid transmittal charge billing system

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US08/585,117 US5802498A (en) 1996-01-11 1996-01-11 Computer-aided prepaid transmittal charge billing system
CA002243041A CA2243041A1 (en) 1996-01-11 1998-07-14 Computer-aided prepaid transmittal charge billing system
PCT/US1998/018049 WO2000013117A1 (en) 1996-01-11 1998-08-31 Computer-aided prepaid transmittal charge billing system

Publications (1)

Publication Number Publication Date
CA2243041A1 true CA2243041A1 (en) 1998-11-13

Family

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Family Applications (1)

Application Number Title Priority Date Filing Date
CA002243041A Abandoned CA2243041A1 (en) 1996-01-11 1998-07-14 Computer-aided prepaid transmittal charge billing system

Country Status (4)

Country Link
US (1) US5802498A (en)
AU (1) AU9213098A (en)
CA (1) CA2243041A1 (en)
WO (1) WO2000013117A1 (en)

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