CA2229012A1 - System and method for commercial payments using trusted agents - Google Patents
System and method for commercial payments using trusted agentsInfo
- Publication number
- CA2229012A1 CA2229012A1 CA002229012A CA2229012A CA2229012A1 CA 2229012 A1 CA2229012 A1 CA 2229012A1 CA 002229012 A CA002229012 A CA 002229012A CA 2229012 A CA2229012 A CA 2229012A CA 2229012 A1 CA2229012 A1 CA 2229012A1
- Authority
- CA
- Canada
- Prior art keywords
- trusted agent
- money
- customer
- money module
- merchant
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Pharmaceuticals Containing Other Organic And Inorganic Compounds (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Coloring (AREA)
Abstract
A system for electronic commercial payment is provided having a customer trusted agent associated with a first money module, a merchant trusted agent that establishes a first cryptographically secure session with the customer trusted agent and associated with a second money module. Where the money modules establish a second crytographically secure session. The customer trusted agent provides remittance advice information to the merchant trusted agent, and the merchant trusted agent provides a commercial payment ticket to the customer trusted agent. Upon receiving said commercial payment ticket, the customer trusted agent initiates a transfer of electronic money from the first money module to the second money module.
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US08/521,262 | 1995-08-30 | ||
US08/521,262 US5671280A (en) | 1995-08-30 | 1995-08-30 | System and method for commercial payments using trusted agents |
PCT/US1996/003824 WO1997008665A1 (en) | 1995-08-30 | 1996-03-22 | System and method for commercial payments using trusted agents |
Publications (2)
Publication Number | Publication Date |
---|---|
CA2229012A1 true CA2229012A1 (en) | 1997-03-06 |
CA2229012C CA2229012C (en) | 2002-05-28 |
Family
ID=24076052
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CA002229012A Expired - Fee Related CA2229012C (en) | 1995-08-30 | 1996-03-22 | System and method for commercial payments using trusted agents |
Country Status (17)
Country | Link |
---|---|
US (1) | US5671280A (en) |
EP (2) | EP0952562A3 (en) |
JP (1) | JP3390017B2 (en) |
KR (1) | KR100329802B1 (en) |
AT (1) | ATE197099T1 (en) |
CA (1) | CA2229012C (en) |
DE (1) | DE69610719T2 (en) |
DK (1) | DK0886839T3 (en) |
ES (1) | ES2151157T3 (en) |
HK (1) | HK1015497A1 (en) |
HU (1) | HU218134B (en) |
MX (1) | MX9801523A (en) |
NZ (1) | NZ306096A (en) |
PL (1) | PL180151B1 (en) |
PT (1) | PT886839E (en) |
RU (1) | RU2145437C1 (en) |
WO (1) | WO1997008665A1 (en) |
Cited By (24)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7536325B2 (en) | 2002-09-30 | 2009-05-19 | Canadian National Railway Company | Method and system for generating account reconciliation data |
US9626664B2 (en) | 2012-03-07 | 2017-04-18 | Clearxchange, Llc | System and method for transferring funds |
US10318936B2 (en) | 2012-03-07 | 2019-06-11 | Early Warning Services, Llc | System and method for transferring funds |
US10395247B2 (en) | 2012-03-07 | 2019-08-27 | Early Warning Services, Llc | Systems and methods for facilitating a secure transaction at a non-financial institution system |
US10395223B2 (en) | 2012-03-07 | 2019-08-27 | Early Warning Services, Llc | System and method for transferring funds |
US10438175B2 (en) | 2015-07-21 | 2019-10-08 | Early Warning Services, Llc | Secure real-time payment transactions |
US10748127B2 (en) | 2015-03-23 | 2020-08-18 | Early Warning Services, Llc | Payment real-time funds availability |
US10769606B2 (en) | 2015-03-23 | 2020-09-08 | Early Warning Services, Llc | Payment real-time funds availability |
US10832246B2 (en) | 2015-03-23 | 2020-11-10 | Early Warning Services, Llc | Payment real-time funds availability |
US10839359B2 (en) | 2015-03-23 | 2020-11-17 | Early Warning Services, Llc | Payment real-time funds availability |
US10846662B2 (en) | 2015-03-23 | 2020-11-24 | Early Warning Services, Llc | Real-time determination of funds availability for checks and ACH items |
US10956888B2 (en) | 2015-07-21 | 2021-03-23 | Early Warning Services, Llc | Secure real-time transactions |
US10963856B2 (en) | 2015-07-21 | 2021-03-30 | Early Warning Services, Llc | Secure real-time transactions |
US10970695B2 (en) | 2015-07-21 | 2021-04-06 | Early Warning Services, Llc | Secure real-time transactions |
US10970688B2 (en) | 2012-03-07 | 2021-04-06 | Early Warning Services, Llc | System and method for transferring funds |
US11037122B2 (en) | 2015-07-21 | 2021-06-15 | Early Warning Services, Llc | Secure real-time transactions |
US11037121B2 (en) | 2015-07-21 | 2021-06-15 | Early Warning Services, Llc | Secure real-time transactions |
US11062290B2 (en) | 2015-07-21 | 2021-07-13 | Early Warning Services, Llc | Secure real-time transactions |
US11144928B2 (en) | 2016-09-19 | 2021-10-12 | Early Warning Services, Llc | Authentication and fraud prevention in provisioning a mobile wallet |
US11151522B2 (en) | 2015-07-21 | 2021-10-19 | Early Warning Services, Llc | Secure transactions with offline device |
US11151523B2 (en) | 2015-07-21 | 2021-10-19 | Early Warning Services, Llc | Secure transactions with offline device |
US11157884B2 (en) | 2015-07-21 | 2021-10-26 | Early Warning Services, Llc | Secure transactions with offline device |
US11386410B2 (en) | 2015-07-21 | 2022-07-12 | Early Warning Services, Llc | Secure transactions with offline device |
US11593800B2 (en) | 2012-03-07 | 2023-02-28 | Early Warning Services, Llc | System and method for transferring funds |
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Also Published As
Publication number | Publication date |
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MX9801523A (en) | 1998-05-31 |
JP3390017B2 (en) | 2003-03-24 |
HUP9801636A2 (en) | 1998-10-28 |
DE69610719T2 (en) | 2001-05-23 |
WO1997008665A1 (en) | 1997-03-06 |
EP0886839A1 (en) | 1998-12-30 |
PL325154A1 (en) | 1998-07-06 |
HK1015497A1 (en) | 1999-10-15 |
AU699117B2 (en) | 1998-11-19 |
ES2151157T3 (en) | 2000-12-16 |
PL180151B1 (en) | 2000-12-29 |
KR100329802B1 (en) | 2002-06-20 |
DK0886839T3 (en) | 2001-02-12 |
EP0952562A2 (en) | 1999-10-27 |
KR19990036292A (en) | 1999-05-25 |
JPH11500555A (en) | 1999-01-12 |
EP0886839B1 (en) | 2000-10-18 |
CA2229012C (en) | 2002-05-28 |
US5671280A (en) | 1997-09-23 |
AU5426496A (en) | 1997-03-19 |
NZ306096A (en) | 1998-10-28 |
PT886839E (en) | 2001-04-30 |
RU2145437C1 (en) | 2000-02-10 |
EP0952562A3 (en) | 2005-04-20 |
HUP9801636A3 (en) | 1999-03-29 |
ATE197099T1 (en) | 2000-11-15 |
DE69610719D1 (en) | 2000-11-23 |
HU218134B (en) | 2000-06-28 |
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